MENA Banks, Payments and Merchant Services - Resetting the Status Quo

Traditional banks were once the dominant force in merchant payments, but technology, fintech innovation, and evolving customer expectations have disrupted the status quo. Payments are no longer a banking monopoly—they are now a high-growth fintech opportunity that is reshaping the financial ecosystem in MENA.
With rising interest rates, increasing business demands, and the need to reduce transaction costs, controlling payments is more than just a service—it's a strategic advantage that drives cash flow and enables diversification.
To thrive in this rapidly changing environment, banks need to rethink their strategies — not only to attract new customers but to retain existing ones —while competing with digital-first Payment Service Providers (PSPs) and fintech disruptors.
In this e-book, we explore:
- The Key Challenges Facing Banks – How legacy systems, fragmented integrations, and regulatory shifts are reshaping merchant payments.
- The Biggest Opportunities & Threats – The rise of embedded finance, open banking, and real-time payments in MENA.
- How to Navigate Complexity & Scale – A strategic roadmap for modernizing payment infrastructure and integrating future-ready technologies.
Download the eBook and discover how your institution can lead the next wave of merchant payment innovation in MENA.
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